Oak Longevity vs TMates: TMates if you want to use insurance

Strengths

• Advertised GLP-1 starting offer from $119/mo; confirm which medication and plan qualify and the full payment before choosing
• Published terms explain subscription billing, cancellation and the refund cutoff
• Consumer menu lists compounded injections, branded pens and oral Wegovy tablets; exact brand access and prices need confirmation
• Longevity peptides (NAD+, Glutathione, Sermorelin) sit alongside the GLP-1 menu on one platform
• Money-back guarantee if not approved by physician, useful safety net for borderline-eligibility patients
• Free shipping and free health coaching included in every program

More to watch for

• The 'up to 50% cheaper than competitors' marketing claim has no source we can check and is inconsistent, judge Oak on its posted prices, which are genuinely low, not on the slogan
• The longevity add-ons it lists (NAD+, Glutathione, Sermorelin) have limited clinical evidence for weight loss specifically, if weight loss is the goal, the GLP-1 alone does the work and the stack is optional
• The operating entity appears only in the footer and legal pages, as Leaf Longevity Holdings Corp trading as Oak Longevity, and no founding date, named leadership, about page or team page exists on the site (rendered check 2026-09-03)
• The recorded September 3 starting offers ranged from $119 to $190 across different pages. They are not a current complete quote, and the terms allow fees to change with dose, prescription or form

Medicines listed

• Semaglutide (compounded injection)
• Tirzepatide (compounded injection)
• Branded GLP-1 injection pens (specific brands and prices not stated on the consumer menu)
• Wegovy (brand-name oral semaglutide tablets listed on the consumer menu; confirm availability and price)

Insurance

No insurance support listed

Consultation

Included

Shipping

Free

States

Check your state: the terms reviewed October 8, 2026 describe service in 45 states, while the homepage advertises providers licensed in all 50. Clinician licensure does not establish current GLP-1 access; confirm eligibility in your state.

Cancellation

Plans renew automatically. Cancel through the patient portal, email or phone; cancellation takes effect at the end of the paid billing period. Once a provider approves and prescribes treatment and sends the order to the pharmacy or fulfiller, that order is non-refundable, even before shipment. Multi-payment plans may recapture discounts on treatment received if ended early; prepaid plans describe refunds for unshipped months minus that discount adjustment. No early cancellation charge applies when the provider stops or changes treatment for medical reasons. If not approved, any collected payment is refunded. Terms checked October 8, 2026.

Strengths

• Clinical-service-only path to brand Wegovy and Zepbound at $99/mo, prescription goes to patient's pharmacy (you fill separately using insurance or cash)
• Steep multi-month commitment discounts on compounded sema, $158/mo on 12-month plan ($1,900 upfront) vs $249/mo month-to-month
• Same price at all dose levels for compounded, no cost escalation as you titrate up
• Phentermine available at $149/mo for patients who benefit from a different appetite-suppressant approach

More to watch for

• TMates prescribes brand-name but does not dispense it, and is not affiliated with Novo Nordisk (Wegovy) or Eli Lilly (Zepbound). Your own pharmacy fills the Rx.

Medicines listed

• Semaglutide (compounded, injectable or oral)
• Tirzepatide (compounded injectable; the product page also shows an Oral format, but every dosing instruction on it describes a weekly injection)
• Phentermine (oral)
• Wegovy (brand-name clinical service only, prescription, not dispensing)
• Zepbound (brand-name clinical service only, prescription, not dispensing)

Insurance

Lists insurance support. Confirm coverage for your plan.

Consultation

Included

Shipping

Free (for compounded; brand-name filled at patient's pharmacy)

States

Most states. TMates advertises all 50 states on its homepage and 50+ states on its about page, while its semaglutide page says it ships to most states based on medical eligibility (checked 2026-09-03)

Cancellation

Product pages say cancel anytime. The terms give a full refund only before the medical review, or after it if you do not qualify. Once a prescription is written and sent to a pharmacy there is no refund, and a denied refund request leaves any payment plan in force (checked 2026-09-03)