Comparison · updated October 17, 2026

Collective vs Hume Care: Costs, care and treatment fit

Collective and Hume Care differ in what you pay and their insurance terms. Compounded medicines are not FDA-approved.

These two prices are different kinds of bill, so read the line under each price before you compare them.

Compare plans and terms

Collective and Hume Care pay us a commission when you join through our links. That never changes a score, an order or a fact on this page. How we make money

Which should you choose, Collective or Hume Care?

Short answer: Collective and Hume Care differ in what you pay and their insurance terms, so the plans below decide it.

Collective is best for

Cash-pay patients planning to stay in treatment long enough for the low flat medication rate to offset the required annual membership.

Hume Care is best for

Readers comparing a self-pay GLP-1 program with connected app and body-composition tracking.

The available assessments do not establish a score winner, so choose by the medicine, total cost and care you need.

By Iacob Pastina, Independent Researcher & Publisher
Reviewed & updated · Cites primary sources (FDA, NEJM, CMS) · Not medical advice

Collective vs Hume Care side by side

Collective and Hume Care compared fact by fact
CollectiveHume Care
Pricefrom $59/moPlus $199/year membership after 21 days$199/moGLP-1Rx semaglutide offer, billed monthly; prescription-specific extras may apply
MedicineBothCompounded only
Needle-free optionBothNot listed
InsuranceCash-paySelf-pay only under the current terms; not a Medicare or insurance coverage route
ConsultationClinical review and unlimited doctor messaging are included in the required $199/year membershipIncluded in the integrated membership under the terms
ShippingIncluded; two-day express cold shipping is advertisedDelivery is advertised as included; confirm for the selected prescription
Where it ships44 states: AK, AR, AZ, CO, CT, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, MD, ME, MI, MN, MO, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WI, WV, WYExcludes Alabama, Arkansas, Louisiana and Mississippi under Hume Care's published coverage policy
Trustpilot4.7 / 5 across 64 reviewsNot tracked
Our score7.2/10 Fair5.6/10 Mixed
Assessment limitsBothChecked Sep 15, 2026; some details not published.

What Collective and Hume Care plans cost

Collective

Very low month-to-month medication pricing that remains flat across doses, funded through a separately disclosed annual membership.

  • Collective Membership$199/yrRequired annual membership, free for the first 21 days and then $199 billed annually. It auto-renews unless cancelled.
  • Compounded Semaglutide$59$59 billed monthly for medication at any dose, plus required membership free for 21 days then $199/year. Twelve medication payments plus one membership: $907 before any technology transaction fee, which the terms do not price. Not a verified complete bill.
  • Compounded Tirzepatide$69$69 billed monthly for medication at any dose, plus required membership free for 21 days then $199/year. Twelve medication payments plus one membership: $1,027 before any technology transaction fee, which the terms do not price. Not a verified complete bill.
How Collective bills

$59/mo is compounded semaglutide medication only. Required membership is free for 21 days, then $199/year. Twelve medication payments plus one membership total $907 for semaglutide or $1,027 for tirzepatide at $69/mo, before any electronic-prescription technology fee the terms allow, which they do not price. These are medication-and-membership subtotals, not the complete bill.

We checked Collective's prices on October 17, 2026.

Hume Care

How Hume Care bills

The GLP-1Rx page advertises $199/month, billed monthly, with care and medication if prescribed. Terms allow medication, dose, formulation or fulfillment extras, so confirm the full bill for your prescription.

We checked Hume Care's prices on October 8, 2026.

What to watch for with Collective and Hume Care

Collective

  • The $59 and $69 medication headlines exclude a required $199 annual membership after a 21-day trial
  • The terms permit a nominal technology transaction fee for each electronic prescription but publish no amount
Collective's strengths, cautions and terms

Strengths

  • $59/mo compounded semaglutide and $69/mo compounded tirzepatide, with the medication price advertised as flat at every dose
  • Medication is billed month to month rather than through a required multi-month medication prepayment
  • Two-day express cold shipping, clinician review, unlimited doctor messaging, and nutrition and lifestyle support are included
  • The public site links certificate 50716874 to LegitScript's verification checker
  • The legal entity and MDIntegrations clinician-network relationship are disclosed in the legal pages

More to watch for

  • No dispensing pharmacy, individual clinician or medical director is publicly named
  • Unavailable in Alabama, California, Louisiana, Massachusetts, Mississippi and Washington, according to its FAQ checked October 17, 2026; ask about Washington, D.C. coverage
  • The annual membership auto-renews and is generally non-refundable, with no partial-period refunds
  • Its long-term GLP-1 service record is not yet confirmed; customer reviews alone do not establish treatment quality
  • Cash-pay compounded medications only; no brand-name Wegovy or Zepbound and no insurance or prior-authorization service
Medicines listed
  • Semaglutide (compounded injection)
  • Tirzepatide (compounded injection)
Insurance
Cash-pay. Collective says medication and membership are HSA/FSA eligible; eligibility and reimbursement depend on the account and expense.
Consultation
Clinical review and unlimited doctor messaging are included in the required $199/year membership. The terms also allow a technology transaction fee for an electronic prescription without publishing its amount.
Shipping
Included; two-day express cold shipping is advertised
Prescribers
Independent US-licensed providers; the privacy policy identifies MDIntegrations and its independent medical-group network as an example clinical partner
Lab work
Not required
States
44 states: AK, AR, AZ, CO, CT, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, MD, ME, MI, MN, MO, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WI, WV, WY. Collective doesn't serve Alabama, California, Louisiana, Massachusetts, Mississippi or Washington, and you should ask about Washington, D.C. We built this list from the FAQ's six-state exclusion list, checked October 17, 2026; a clinician decides your eligibility at intake.
Cancellation
Cancel online before the 21-day trial ends to avoid the $199 annual charge. A paid membership continues through its current annual period and is generally non-refundable with no partial-period refund. Products and services are otherwise non-refundable except at CollectiveOS's discretion. If no prescription is issued, the medication order is cancelled and the medication is not charged.

Hume Care

  • No verified dispensing pharmacy in the sources reviewed
  • Terms permit prescription-specific extras; ask for dose-level totals and oral formulation details
Hume Care's strengths, cautions and terms

Strengths

  • Consultations are included in the integrated membership under the published terms
  • Native Hume Health iOS app with published Care medication and symptom logging
  • MDI Medical Group PC and a state-specific practitioner directory are publicly identified

More to watch for

  • Responsible clinical leadership and credentials have not been independently verified
  • Independent treatment outcomes and customer-review totals have not been established
Medicines listed
  • Semaglutide (compounded injection)
  • Tirzepatide (compounded injection)
Insurance
Self-pay only under the current terms; not a Medicare or insurance coverage route.
Consultation
Included in the integrated membership under the terms. The conditional guarantee excludes a nonrefundable share of the consultation fee, whose amount is not published; this does not establish a separate surcharge.
Shipping
Delivery is advertised as included; confirm for the selected prescription
Prescribers
MDI Medical Group PC, the independent clinical network named in Hume's directory. Published practitioner names and license numbers cover Massachusetts, Rhode Island and Vermont; current registry standing was not independently verified.
States
Excludes Alabama, Arkansas, Louisiana and Mississippi under Hume Care's published coverage policy (checked October 8, 2026). Confirm your state's service and treatment eligibility before enrolling.
Cancellation
Cancel through the account or support at least 48 hours before renewal. No prorated refund for unused prepaid time. The 90-day guarantee has eligibility and participation conditions and excludes the consultation-fee allocation; it is not an unconditional refund.

Compounded medicines are not FDA-approved, and the FDA does not review them for safety, effectiveness or quality before they are sold. Read the FDA's explanation of the risks.

Collective vs Hume Care: common questions

Is Collective or Hume Care cheaper?

At least one headline price is a starting, introductory, prepaid or partial figure, so neither is simply cheaper.

  • Collectivefrom $59/moplus $199/year membership after 21 days
  • Hume Care$199/moGLP-1Rx semaglutide offer, billed monthly; prescription-specific extras may apply

Which is better, Collective or Hume Care?

Neither wins outright on our scores, so the better one is the one that fits your medicine, budget and care needs.

Do Collective and Hume Care offer brand-name medication?

Collective and Hume Care both list compounded medication.

Compounded medications are not FDA-approved. Your prescriber decides which medicine suits you.

Do Collective and Hume Care take insurance?

Coverage depends on your plan and prescription, so read each provider's insurance terms.

Confirm coverage for your exact plan and prescription before you pay.

Where these facts come from

Collective:prices checked October 17, 2026.Read our Collective review

Hume Care:prices checked October 8, 2026.Read our Hume Care review

We score on a published methodology, and partnership never changes a score or a fact here.

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