Comparison · updated October 17, 2026

Collective vs PeterMD: Costs, care and treatment fit

Collective and PeterMD differ in what you pay. Compounded medicines are not FDA-approved.

These two prices are different kinds of bill, so read the line under each price before you compare them.

Compare plans and terms

Collective and PeterMD pay us a commission when you join through our links. That never changes a score, an order or a fact on this page. How we make money

Which should you choose, Collective or PeterMD?

Short answer: Collective and PeterMD differ in what you pay, so the plans below decide it.

Collective is best for

Cash-pay patients planning to stay in treatment long enough for the low flat medication rate to offset the required annual membership.

PeterMD is best for

Budget-conscious users looking for the lowest monthly GLP-1 cost.

The available assessments do not establish a score winner, so choose by the medicine, total cost and care you need.

By Iacob Pastina, Independent Researcher & Publisher
Reviewed & updated · Cites primary sources (FDA, NEJM, CMS) · Not medical advice

Collective vs PeterMD side by side

Collective and PeterMD compared fact by fact
CollectivePeterMD
Pricefrom $59/moPlus $199/year membership after 21 daysfrom $149/mo
MedicineBothCompounded only
Needle-free optionBothNot listed
InsuranceCash-payNo insurance listed
ConsultationClinical review and unlimited doctor messaging are included in the required $199/year membershipIncluded
ShippingIncluded; two-day express cold shipping is advertisedIncluded
Where it ships44 states: AK, AR, AZ, CO, CT, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, MD, ME, MI, MN, MO, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WI, WV, WYAll states except AL, ID, AK and HI on the GLP1 plus B12 program and AL and ID on the tirzepatide page, while the intake form asks instead about Alabama, Arkansas, Idaho and Hawaii, so verify your state at signup
Trustpilot4.7 / 5 across 64 reviewsNot tracked
BBB ratingNot trackedA+ (accredited since August 10, 2026)
Our score7.2/10 Fair6.5/10 Fair
Assessment limitsChecked Sep 15, 2026; some details not published.Checked Oct 16, 2026; few independent reviews yet.

What Collective and PeterMD plans cost

Collective

Very low month-to-month medication pricing that remains flat across doses, funded through a separately disclosed annual membership.

  • Collective Membership$199/yrRequired annual membership, free for the first 21 days and then $199 billed annually. It auto-renews unless cancelled.
  • Compounded Semaglutide$59$59 billed monthly for medication at any dose, plus required membership free for 21 days then $199/year. Twelve medication payments plus one membership: $907 before any technology transaction fee, which the terms do not price. Not a verified complete bill.
  • Compounded Tirzepatide$69$69 billed monthly for medication at any dose, plus required membership free for 21 days then $199/year. Twelve medication payments plus one membership: $1,027 before any technology transaction fee, which the terms do not price. Not a verified complete bill.
How Collective bills

$59/mo is compounded semaglutide medication only. Required membership is free for 21 days, then $199/year. Twelve medication payments plus one membership total $907 for semaglutide or $1,027 for tirzepatide at $69/mo, before any electronic-prescription technology fee the terms allow, which they do not price. These are medication-and-membership subtotals, not the complete bill.

We checked Collective's prices on October 17, 2026.

PeterMD

Two compounded programs at two prices: GLP1 plus B12 from $149/mo, and tirzepatide plus B12 at $209/mo for any dose, with the page stating the price does not rise as your dose increases.

  • GLP1 + B12, Level 1$149Advertised at $149/Month and $447 total for an estimated 10 to 12 week supply, described on the product page as designed for first-time users
  • GLP1 + B12, Level 2$139Advertised at $139/Month and $834 total for an estimated 8 to 12 week supply, described on the product page as for current or returning users
  • Tirzepatide + B12, month one$109The tirzepatide plus B12 program page advertises $209/mo with $100 off your first month, so month one works out at $109
All 5 PeterMD plans
How PeterMD bills

The GLP1 plus B12 product page prices Level 1 at "$149/Month" and "$447 Total" for an estimated 10 to 12 week supply, and Level 2 at "$139/Month" and "$834 Total" for current or returning users. The separate tirzepatide plus B12 program advertises $209/mo for any dose with $100 off month one, and the tirzepatide page quotes $149 to start and $249 per month after that, billed quarterly at 60mg (verified 2026-09-03)

We checked PeterMD's prices on September 3, 2026.

What to watch for with Collective and PeterMD

Collective

  • The $59 and $69 medication headlines exclude a required $199 annual membership after a 21-day trial
  • The terms permit a nominal technology transaction fee for each electronic prescription but publish no amount
Collective's strengths, cautions and terms

Strengths

  • $59/mo compounded semaglutide and $69/mo compounded tirzepatide, with the medication price advertised as flat at every dose
  • Medication is billed month to month rather than through a required multi-month medication prepayment
  • Two-day express cold shipping, clinician review, unlimited doctor messaging, and nutrition and lifestyle support are included
  • The public site links certificate 50716874 to LegitScript's verification checker
  • The legal entity and MDIntegrations clinician-network relationship are disclosed in the legal pages

More to watch for

  • No dispensing pharmacy, individual clinician or medical director is publicly named
  • Unavailable in Alabama, California, Louisiana, Massachusetts, Mississippi and Washington, according to its FAQ checked October 17, 2026; ask about Washington, D.C. coverage
  • The annual membership auto-renews and is generally non-refundable, with no partial-period refunds
  • Its long-term GLP-1 service record is not yet confirmed; customer reviews alone do not establish treatment quality
  • Cash-pay compounded medications only; no brand-name Wegovy or Zepbound and no insurance or prior-authorization service
Medicines listed
  • Semaglutide (compounded injection)
  • Tirzepatide (compounded injection)
Insurance
Cash-pay. Collective says medication and membership are HSA/FSA eligible; eligibility and reimbursement depend on the account and expense.
Consultation
Clinical review and unlimited doctor messaging are included in the required $199/year membership. The terms also allow a technology transaction fee for an electronic prescription without publishing its amount.
Shipping
Included; two-day express cold shipping is advertised
Prescribers
Independent US-licensed providers; the privacy policy identifies MDIntegrations and its independent medical-group network as an example clinical partner
Lab work
Not required
States
44 states: AK, AR, AZ, CO, CT, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, MD, ME, MI, MN, MO, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WI, WV, WY. Collective doesn't serve Alabama, California, Louisiana, Massachusetts, Mississippi or Washington, and you should ask about Washington, D.C. We built this list from the FAQ's six-state exclusion list, checked October 17, 2026; a clinician decides your eligibility at intake.
Cancellation
Cancel online before the 21-day trial ends to avoid the $199 annual charge. A paid membership continues through its current annual period and is generally non-refundable with no partial-period refund. Products and services are otherwise non-refundable except at CollectiveOS's discretion. If no prescription is issued, the medication order is cancelled and the medication is not charged.

PeterMD

  • The excluded states differ by page: the GLP1 plus B12 program lists AL, ID, AK and HI, the tirzepatide page lists only AL and ID, and the intake form asks about Alabama, Arkansas, Idaho and Hawaii. Confirm your own state during signup before planning around PeterMD.
  • BBB opened PeterMD's file on July 28, 2026 and lists 22 complaints in the last three years, 12 of them in the last 12 months (checked October 16, 2026). Read them before you pay; a BBB grade measures complaint handling, not the quality of medical care.
PeterMD's strengths, cautions and terms

Strengths

  • The tirzepatide plus B12 program is one price for any dose, $209/mo, and the page says it does not go up as you titrate
  • B12 is listed as an added ingredient in the GLP1 + B12 program
  • Video consultations with physicians included, real face-to-face medical oversight

More to watch for

  • PeterMD began as a testosterone replacement therapy platform; GLP-1 is an expansion, not the original core. The included video consultations give you a direct read on the clinical team.
Medicines listed
  • Semaglutide + B12 (compounded, sold as the GLP1 + B12 program)
  • Tirzepatide + B12 (compounded)
Insurance
No insurance support listed
Consultation
Included
Shipping
Included
States
All states except AL, ID, AK and HI on the GLP1 plus B12 program and AL and ID on the tirzepatide page, while the intake form asks instead about Alabama, Arkansas, Idaho and Hawaii, so verify your state at signup (checked 2026-09-03)
Cancellation
All sales are final once medication is received, with replacements only for damaged items reported within 24 hours, and auto-renewals must be cancelled by email at least 48 hours before the renewal date

Compounded medicines are not FDA-approved, and the FDA does not review them for safety, effectiveness or quality before they are sold. Read the FDA's explanation of the risks.

Collective vs PeterMD: common questions

Is Collective or PeterMD cheaper?

At least one headline price is a starting, introductory, prepaid or partial figure, so neither is simply cheaper.

  • Collectivefrom $59/moplus $199/year membership after 21 days
  • PeterMDfrom $149/mostarting price

Which is better, Collective or PeterMD?

Neither wins outright on our scores, so the better one is the one that fits your medicine, budget and care needs.

Do Collective and PeterMD offer brand-name medication?

Collective and PeterMD both list compounded medication.

Compounded medications are not FDA-approved. Your prescriber decides which medicine suits you.

Do Collective and PeterMD take insurance?

Coverage depends on your plan and prescription, so read each provider's insurance terms.

Confirm coverage for your exact plan and prescription before you pay.

Where these facts come from

Collective:prices checked October 17, 2026.Read our Collective review

PeterMD:prices checked September 3, 2026, score evidence assessed October 16, 2026.Read our PeterMD review

We score on a published methodology, and partnership never changes a score or a fact here.

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