Collective vs Oak Longevity: Collective for compounded medication only, Oak Longevity for brand-name or compounded options

Strengths

• $59/mo compounded semaglutide and $69/mo compounded tirzepatide, with the medication price advertised as flat at every dose
• Medication is billed month to month rather than through a required multi-month medication prepayment
• Two-day express cold shipping, clinician review, unlimited doctor messaging, and nutrition and lifestyle support are included
• The public site links certificate 50716874 to LegitScript's verification checker
• The legal entity and MDIntegrations clinician-network relationship are disclosed in the legal pages

More to watch for

• No dispensing pharmacy, individual clinician or medical director is publicly named
• Unavailable in Alabama, California, Louisiana, Massachusetts, Mississippi and Washington, according to its FAQ checked October 17, 2026; ask about Washington, D.C. coverage
• The annual membership auto-renews and is generally non-refundable, with no partial-period refunds
• Its long-term GLP-1 service record is not yet confirmed; customer reviews alone do not establish treatment quality
• Cash-pay compounded medications only; no brand-name Wegovy or Zepbound and no insurance or prior-authorization service

Medicines listed

• Semaglutide (compounded injection)
• Tirzepatide (compounded injection)

Insurance

Cash-pay. Collective says medication and membership are HSA/FSA eligible; eligibility and reimbursement depend on the account and expense.

Consultation

Clinical review and unlimited doctor messaging are included in the required $199/year membership. The terms also allow a technology transaction fee for an electronic prescription without publishing its amount.

Shipping

Included; two-day express cold shipping is advertised

Prescribers

Independent US-licensed providers; the privacy policy identifies MDIntegrations and its independent medical-group network as an example clinical partner

Lab work

Not required

States

44 states: AK, AR, AZ, CO, CT, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, MD, ME, MI, MN, MO, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WI, WV, WY. Collective doesn't serve Alabama, California, Louisiana, Massachusetts, Mississippi or Washington, and you should ask about Washington, D.C. We built this list from the FAQ's six-state exclusion list, checked October 17, 2026; a clinician decides your eligibility at intake.

Cancellation

Cancel online before the 21-day trial ends to avoid the $199 annual charge. A paid membership continues through its current annual period and is generally non-refundable with no partial-period refund. Products and services are otherwise non-refundable except at CollectiveOS's discretion. If no prescription is issued, the medication order is cancelled and the medication is not charged.

Strengths

• Advertised GLP-1 starting offer from $119/mo; confirm which medication and plan qualify and the full payment before choosing
• Published terms explain subscription billing, cancellation and the refund cutoff
• Consumer menu lists compounded injections, branded pens and oral Wegovy tablets; exact brand access and prices need confirmation
• Longevity peptides (NAD+, Glutathione, Sermorelin) sit alongside the GLP-1 menu on one platform
• Money-back guarantee if not approved by physician, useful safety net for borderline-eligibility patients
• Free shipping and free health coaching included in every program

More to watch for

• The 'up to 50% cheaper than competitors' marketing claim has no source we can check and is inconsistent, judge Oak on its posted prices, which are genuinely low, not on the slogan
• The longevity add-ons it lists (NAD+, Glutathione, Sermorelin) have limited clinical evidence for weight loss specifically, if weight loss is the goal, the GLP-1 alone does the work and the stack is optional
• The operating entity appears only in the footer and legal pages, as Leaf Longevity Holdings Corp trading as Oak Longevity, and no founding date, named leadership, about page or team page exists on the site (rendered check 2026-09-03)
• The recorded September 3 starting offers ranged from $119 to $190 across different pages. They are not a current complete quote, and the terms allow fees to change with dose, prescription or form

Medicines listed

• Semaglutide (compounded injection)
• Tirzepatide (compounded injection)
• Branded GLP-1 injection pens (specific brands and prices not stated on the consumer menu)
• Wegovy (brand-name oral semaglutide tablets listed on the consumer menu; confirm availability and price)

Insurance

No insurance support listed

Consultation

Included

Shipping

Free

States

Check your state: the terms reviewed October 8, 2026 describe service in 45 states, while the homepage advertises providers licensed in all 50. Clinician licensure does not establish current GLP-1 access; confirm eligibility in your state.

Cancellation

Plans renew automatically. Cancel through the patient portal, email or phone; cancellation takes effect at the end of the paid billing period. Once a provider approves and prescribes treatment and sends the order to the pharmacy or fulfiller, that order is non-refundable, even before shipment. Multi-payment plans may recapture discounts on treatment received if ended early; prepaid plans describe refunds for unshipped months minus that discount adjustment. No early cancellation charge applies when the provider stops or changes treatment for medical reasons. If not approved, any collected payment is refunded. Terms checked October 8, 2026.