First 4 weeks, then $209/4 weeks · checked Oct 10
Check price for Luvo HealthOn Luvo Health's site · partner link
Comparison · updated October 16, 2026
Luvo Health vs TMates: TMates if you want to use insurance
Luvo Health and TMates differ in what you pay, which medicines they list and their insurance terms. Compounded medicines are not FDA-approved.
Compounded semaglutide · 12-month plan · $1,900 up front · checked Sep 3
Check price for TMatesOn TMates' site · partner link
These two prices are different kinds of bill, so read the line under each price before you compare them.
Luvo Health and TMates pay us a commission when you join through our links. That never changes a score, an order or a fact on this page. How we make money
Compounded; not FDA-approved. Prescription required only if a licensed provider finds it appropriate. Our referral opens Luvo’s longevity page. Choose Weight Loss from its menu to view GLP-1 options.
Which should you choose, Luvo Health or TMates?
Short answer: Choose TMates if you want to use insurance. If that doesn't matter to you, compare their plans below.
Luvo Health is best for
Readers comparing four-week injection and tablet plans with included clinical review and shipping.
Choose TMates if
- you want to use insurance
The available assessments do not establish a score winner, so choose by the medicine, total cost and care you need.
By Iacob Pastina, Independent Researcher & Publisher
Reviewed & updated · Cites primary sources (FDA, NEJM, CMS) · Not medical advice
Luvo Health vs TMates side by side
| Luvo Health | TMates | |
|---|---|---|
| Price | $104.50First 4 weeks, then $209/4 weeks | from $158/mo |
| Medicine | BothBrand-name and compounded | |
| Needle-free option | BothYes, a pill or other oral form | |
| Insurance | No insurance listed | Accepts insurance |
| Consultation | Included in the listed compounded plans; no separate membership fee | Included |
| Shipping | Free | Free (for compounded; brand-name filled at patient's pharmacy) |
| Where it ships | All 50 states plus Washington D.C.; the terms note some services may be narrower | Most states |
| BBB rating | Not tracked | B (not accredited) |
| Our score | 4.2/10 Limited | 6/10 Fair |
| Assessment limits | Checked Sep 26, 2026; some details not published. | Checked Oct 16, 2026; few independent reviews yet. |
What Luvo Health and TMates plans cost
Luvo Health
Three compounded injection/tablet options with published first-cycle and renewal prices, billed every four weeks with review, support and shipping included.
- Microdosing Semaglutide injection (intro)$99/4 weeksFirst four weeks $99, then $179 every four weeks.
- Microdosing Tirzepatide injection (intro)$99/4 weeksFirst four weeks $99, then $179 every four weeks.
- Microdosing Semaglutide oral tablets (intro)$99/4 weeksFirst four weeks $99, then $179 every four weeks. Not an FDA-approved oral product.
All 9 Luvo Health plans
- Compounded Semaglutide injection (intro)$104.50/4 weeksFirst four weeks $104.50, then $209 every four weeks.
- Compounded Tirzepatide injection (intro)$124.50/4 weeksFirst four weeks $124.50, then $249 every four weeks.
- Compounded Semaglutide oral tablets (intro)$129.50/4 weeksFirst four weeks $129.50, then $259 every four weeks. Not an FDA-approved oral product.
- Compounded Semaglutide injection (ongoing)$209/4 weeksRecurring price every four weeks from the second delivery.
- Compounded Tirzepatide injection (ongoing)$249/4 weeksRecurring price every four weeks from the second delivery.
- Compounded Semaglutide oral tablets (ongoing)$259/4 weeksRecurring price every four weeks from the second delivery. Not an FDA-approved oral product.
Medication, clinician review, ongoing support and shipping included; no membership fee.
How Luvo Health bills
Semaglutide injection 4-week starter: $104.50, then $209 every four weeks. Medication, clinician review, support and shipping included. Four weeks is not a calendar month.
We checked Luvo Health's prices on October 10, 2026.
TMates
Two-archetype platform: (1) compounded GLP-1s with medication included and steep multi-month commitment discounts; (2) cheap $99/mo clinical service for brand Wegovy/Zepbound where you fill the prescription at your own pharmacy.
- Compounded Semaglutide (month-to-month)$249$249/mo month-to-month with medication and free shipping included, all doses at same price
- Compounded Semaglutide (3-month plan)$217$217/mo on 3-month commitment ($650 upfront, save 13%)
- Compounded Semaglutide (6-month plan)$175$175/mo on 6-month commitment ($1,050 upfront, save 30%)
All 11 TMates plans
- Compounded Semaglutide (12-month plan)$158$158/mo on 12-month commitment ($1,900 upfront, save 37%), lowest effective rate
- Compounded Tirzepatide (month-to-month)$297$297/mo month-to-month with medication and free shipping included, all doses at same price
- Compounded Tirzepatide (3-month plan)$267$267/mo on 3-month commitment ($800 upfront, save 10%)
- Compounded Tirzepatide (6-month plan)$217$217/mo on 6-month commitment ($1,299 upfront, save 27%)
- Compounded Tirzepatide (12-month plan)$167$167/mo on 12-month commitment ($1,999 upfront, save 44%), lowest effective rate
- Phentermine (oral)$149$149/mo, non-GLP-1 appetite suppressant. The page is badged Clinical Service Only and says the price includes clinical evaluation and prescription management, while the body copy says a licensed pharmacy fills the prescription and ships it to your home, so confirm whether the medication is included before you pay (checked 2026-09-03)
- Wegovy (brand clinical service only)$99$99/mo for the prescription + provider oversight. Medication cost is separate, you fill the Rx at your own pharmacy.
- Zepbound (brand clinical service only)$99$99/mo for the prescription + provider oversight. Medication cost is separate, you fill the Rx at your own pharmacy.
We checked TMates' prices on September 3, 2026.
What to watch for with Luvo Health and TMates
Luvo Health
- The 50% starter discount lasts four weeks; the next delivery costs the full listed rate
- Four-week billing means 13 billing cycles in 52 weeks, not 12 calendar-month payments. Longer prepaid plans have separate terms
Luvo Health's strengths, cautions and terms
Strengths
- Publishes separate first-cycle and renewal prices for three compounded GLP-1 plans, with clinician review, support and shipping included
- Three compounded formats including oral semaglutide tablets, plus a dedicated microdosing line with its own products
- Published cancellation and refund terms explain the notice period and limits on prepaid-plan refunds
- Names its four compounding pharmacies in the terms, with street addresses and phone numbers, and displays a LegitScript approval seal in the site footer
- Its terms describe prescription-transfer rights; ask which licensed pharmacy can fill the exact prescription and how a transfer affects the plan
More to watch for
- The compounded-plan prices do not establish the cost of brand-name Ozempic or Zepbound; obtain a separate quote for those options
- No medical director and no individual prescribing clinician is named; the terms name OpenLoop Healthcare Partners as a clinical partner, but not the clinician who would review your file
- The terms name four compounding pharmacies and describe default assignment and transfer rights. Confirm the assigned pharmacy before payment; a transfer right does not guarantee that every pharmacy can dispense the prescribed formulation
- Luvo Health, Inc. is named in the terms, but no street address or phone number is shown on the site's contact, about, terms or FAQ pages (rendered check 2026-09-03), and support is email only
- Refunds close earlier than cancel any time suggests: cancellation needs 72 hours notice before the billing date, and once the prescription reaches the pharmacy no refund is available, which for a new patient with no video visit is the moment the intake is submitted
- Medicines listed
- Compounded semaglutide (injectable)
- Compounded tirzepatide (injectable)
- Compounded semaglutide (oral tablets)
- Ozempic (brand-name)
- Zepbound (brand-name)
- Microdosed semaglutide (injection and tablets) and microdosed tirzepatide (injection)
- Insurance
- No insurance support listed
- Consultation
- Included in the listed compounded plans; no separate membership fee
- Shipping
- Free
- States
- All 50 states plus Washington D.C.; the terms note some services may be narrower
- Cancellation
- Cancel any time, with requests due at least 72 hours before the next billing date. A refund for the current cycle is available only while the medication has not been ordered, and for a new patient with no required video visit that is the moment the intake is submitted. Clinical services are non-refundable once rendered.
TMates
- The $99/mo Wegovy or Zepbound tier buys the prescription and provider oversight only. TMates says it does not dispense or ship the drug, and no price for the medication itself appears on its product or category pages, so your own pharmacy bills you separately (checked 2026-09-03).
- The best compounded rates require prepayment: $1,050 upfront for 6 months, $1,900 for 12. Start at $249 month-to-month if you want to test fit first.
TMates' strengths, cautions and terms
Strengths
- Clinical-service-only path to brand Wegovy and Zepbound at $99/mo, prescription goes to patient's pharmacy (you fill separately using insurance or cash)
- Steep multi-month commitment discounts on compounded sema, $158/mo on 12-month plan ($1,900 upfront) vs $249/mo month-to-month
- Same price at all dose levels for compounded, no cost escalation as you titrate up
- Phentermine available at $149/mo for patients who benefit from a different appetite-suppressant approach
More to watch for
- TMates prescribes brand-name but does not dispense it, and is not affiliated with Novo Nordisk (Wegovy) or Eli Lilly (Zepbound). Your own pharmacy fills the Rx.
- Medicines listed
- Semaglutide (compounded, injectable or oral)
- Tirzepatide (compounded injectable; the product page also shows an Oral format, but every dosing instruction on it describes a weekly injection)
- Phentermine (oral)
- Wegovy (brand-name clinical service only, prescription, not dispensing)
- Zepbound (brand-name clinical service only, prescription, not dispensing)
- Insurance
- Lists insurance support. Confirm coverage for your plan.
- Consultation
- Included
- Shipping
- Free (for compounded; brand-name filled at patient's pharmacy)
- States
- Most states. TMates advertises all 50 states on its homepage and 50+ states on its about page, while its semaglutide page says it ships to most states based on medical eligibility (checked 2026-09-03)
- Cancellation
- Product pages say cancel anytime. The terms give a full refund only before the medical review, or after it if you do not qualify. Once a prescription is written and sent to a pharmacy there is no refund, and a denied refund request leaves any payment plan in force (checked 2026-09-03)
Compounded medicines are not FDA-approved, and the FDA does not review them for safety, effectiveness or quality before they are sold. Read the FDA's explanation of the risks.
Luvo Health vs TMates: common questions
Is Luvo Health or TMates cheaper?
At least one headline price is a starting, introductory, prepaid or partial figure, so neither is simply cheaper.
- Luvo Health$104.50first 4 weeks, then $209/4 weeks
- TMatesfrom $158/mostarting price
Which is better, Luvo Health or TMates?
Neither wins outright on our scores, so the better one is the one that fits your medicine, budget and care needs.
TMates lists insurance support, and Luvo Health does not.
Do Luvo Health and TMates offer brand-name medication?
Luvo Health and TMates both list brand-name and compounded medication.
Compounded medications are not FDA-approved. Your prescriber decides which medicine suits you.
Do Luvo Health and TMates take insurance?
TMates lists insurance support, and Luvo Health does not.
Confirm coverage for your exact plan and prescription before you pay.
Where these facts come from
Luvo Health:prices checked October 10, 2026, score evidence assessed September 26, 2026.Read our Luvo Health review
TMates:prices checked September 3, 2026, score evidence assessed October 16, 2026.Read our TMates review
We score on a published methodology, and partnership never changes a score or a fact here.
What should you compare next?
- Compare Wegovy pill prices and accessUse the dedicated guide for dose-specific costs, required memberships and which providers currently list the FDA-approved pill.
- Check your GLP-1 insurance pathLook up plan-specific coverage questions before treating a cash price or an insurance route as your final out-of-pocket cost.
- Compare complete recurring program costsSee which prices include medication, clinical care and shipping, and which headline amounts require another fee or commitment.